Understanding U65 insurance options in Wisconsin is key for individuals and families seeking affordable healthcare coverage. U65 insurance is designed for people who are under the age of 65 and not yet eligible for Medicare. This guide will provide a clear understanding of U65 plans, eligibility, and how to take advantage of financial assistance to make your health insurance more affordable.

What U65 Insurance Covers
U65 insurance plans are comprehensive and cover a wide range of healthcare services, including:

• Preventive services like check-ups, screenings, and vaccinations
• Emergency room and urgent care visits
• Hospitalization and surgery
• Prescription medications
• Pediatric services for families
• Mental health and substance use disorder treatment

This broad coverage ensures that your health needs are taken care of, whether it’s for routine care or emergencies.

Who is U65 Insurance For?
U65 insurance is ideal for individuals and families who don’t have access to employer-sponsored health insurance and are under 65. This includes:

• Self-employed individuals and freelancers
• Workers in small businesses
• Those transitioning between jobs
• People who are ineligible for Medicaid or Medicare

In Wisconsin, U65 insurance offers a critical safety net for those who need coverage but don’t yet qualify for other programs.

How to Lower the Cost of U65 Insurance
One of the most important aspects of U65 insurance is its affordability, particularly with the help of premium subsidies. These subsidies are based on your income and can significantly reduce the cost of monthly premiums. If you qualify, subsidies can lower your out-of-pocket costs, making U65 insurance more accessible.

Additionally, you may qualify for Cost-Sharing Reductions (CSRs), which can lower your deductible, co-pays, and other expenses if your income meets certain thresholds.

How to Apply for U65 Insurance in Wisconsin
Mantis Health is here to help you navigate the U65 insurance options available in Wisconsin. We simplify the application process by helping you explore plans, apply for subsidies, and ensure you find the coverage that fits your specific needs. Let us guide you through the process to secure affordable healthcare for you and your family.